See the links below for information about Unit 1 benefits:
Health Benefits – More Details
NB: To opt-in your dependents to your primary plan (in order for them to have access to the Top-up Plan), you must opt them in annually, at the beginning of the term you are first registered in. For graduate students, visit www.studentcare.ca to opt-in online during the periods below. Members with primary coverage from APUS, SCSU, and UTSU should refer to their respective website for similar deadlines.
Fall 2016: September 1 – September 30, 2016
Winter 2017: January 1 – January 30, 2017
To purchase a 12 Month Extension after Graduation please visit www.studentcare.ca.
The following table includes 2016/17 increases to the benefits, and new coverage amounts:
NB: The Healthcare Spending Account (HCSA) for those with a spouse and/or children enrolled in their base plan will increase from $400 to $500 per year effective September 1, 2016.
UofT Family Plan Assistance Fund (UFPAF)
The UofT Family Plan Assistance Fund (UFPAF) is for members who pay for coverage on their UofT student or postdoc plan to be extended to their spouse and/or their dependent child(ren).
What are the eligibility requirements for the November round?
1) You must be registered as a student or employed as a post-doctoral fellow for the Fall 2016 term.
2) You must have performed at least 30 hours of Unit 1 work between September 31, 2016 and December 31, 2016.
3) You must have a receipt (email confirmation showing the amount paid is sufficient) for extending your UofT base plan’s healthcare coverage to your partner/family/child(ren). UofT base plans are: the PDF plan, the GSU plan, the UTSU plan, the APUS plan, and the SCSU plan.
How does the disbursement work?
If you meet the eligibility requirements for the November round of applications, we will reimburse you for a percentage of the spouse/family premium expense. We will keep the receipt on file (so there will be no need to resubmit it) for the May 2017 UFPAF applications, and you will likely receive an additional amount for that round in July. A member will receive the same percentage reimbursement for their total eligible costs regardless of whether they apply in November, May, or both. Disbursement cheques for the November 2016 round will be mailed to eligible applicants by the end of January 2017.
What if I don’t meet the requirements for the November round or forget to apply?
There will be a second and final round of the 2016-17 UFPAF in May 2017. If you are registered as a student or employed as a post-doctoral fellow in Fall 2016 and/or Winter 2017, and if you perform at least 30 hours of Unit 1 work between September 31, 2016 and August 31, 2017, you will be eligible for the May 2017 round. A member will receive the same percentage reimbursement for their total eligible costs regardless of whether they apply in November, May, or both.
Tuition Assistance Fund (TAF)
The University has now contacted all members it believes are eligible for the 2015-16 Tuition Assistance Fund (TAF). Therefore, if you meet the eligibility requirements (listed below), you should have received an email from the University on 23 September 2016 entitled “CUPE Local 3902, Unit 1 – Tuition Assistance Fund (TAF)” to your UofT email account letting you know how much you’re receiving. Below we outline how to proceed if you believe you were eligible for more from the 2015-16 Tuition Assistance Fund (TAF) than you were told by the University.
The TAF reduces the amount of tuition each eligible member pays out of pocket to 50% of domestic tuition, once all funding (excluding wages) is taken into account. This fund requires no application, and is paid out automatically by the University in each September following the eligible academic year. The current round of TAF disbursements was sent out in September 2016 and pertains to the 2015-16 academic year.
In order to be eligible for this fund you must be beyond the “funded cohort” and paying tuition in the 5th or 6th year of your PhD (research stream) or 2nd year of your Masters (research stream) in the 2015-16 academic year. You also must have done at least 1 hour of Unit 1 (TA, CI, CPO, etc.) work between 1 September 2015 and 31 August 2016.
Disbursements are based on the amount you were charged for tuition and the amount you received in funding between 1 September 2015 and 31 August 2016.
Conceptually, the fund brings down the amount of tuition any eligible member pays “out of pocket” to 50% the domestic tuition rate. Mathematically, that’s most easily expressed as: tuition minus funding minus 50% domestic tuition. For the 2015-16 academic year, domestic tuition for the year was $7,060 and international was $19,550, so a domestic student’s disbursement is $3,530 minus funding and an international student’s is $16,020 minus funding.
For the purposes of the TAF, funding includes: all supervisor stipends, internal and external grants and awards (DCA, OGS, SSHRC, etc), any T4A RAships (all RAships in the Life and Physical Sciences and Engineering departments and some RAships in other departments), OSAP and other financial aid grants, and any other funding provided by your supervisor, your department, the university, the Canadian or other government, or other funding bodies. Funding does not include: wages, conference/travel/research grants, OSAP loans or other financial aid loans, BSWDs, or SGS emergency grants.
If you believe you are eligible for the TAF (Tuition Assistance Fund), but have either received no correspondence from the University OR received correspondence from the University saying you are eligible for less than you believe you are eligible for, please fill out this form.
The following notes are relevant to members who were in certain situations in the 2015-16 academic year:
— Members who received certain grants are much more likely to have their disbursements miscalculated by the University. Please check your disbursement amount carefully if you received any of the following between 1 September 2015 and 31 August 2016: conference, research, or travel grant; BSWD (Bursary for Students With Disabilities); SGS emergency grant.
— Members in the Social Sciences and Humanities who did RA or casual work that was paid as T4A rather than T4 income are much more likely to have their disbursements miscalculated by the University, so please check your disbursement amount carefully and fill out the form if you think there may be an error.
— SJD students who were in year 4 or Direct Entry PhD students who were in year 7, please fill out the form if your tuition and funding were such that you would be eligible for a disbursement were you in year 5 or 6.
— Members who were not enrolled as a student for the full year (due to leaves, early graduation, late start, etc.) can have a difficult time calculating pro-rated eligibility, so if you think you might be eligible, we encourage you to fill out the form.
— Members who were in partially funded years, please see this document to help you calculate your potential eligibility.
— Members who have already been in touch with someone from CUPE 3902 about their TAF situation must still fill out a form to ensure the collection of all relevant information.
Please submit your form as soon as possible so that there is time for it to be processed, for any subsequent follow-up and/or grievance to be filed, as necessary, within the requisite timeline as designated in our Collective Agreement. You will receive a confirmation e-mail when you submit the form and we’ll be in touch within 2 weeks about your situation.
If you have any questions, please see the TAF FAQ here. Please note that the FAQ will be continuously updated as we receive more questions.
Graduate Student Bursary Fund (GSBF)
The Graduate Student Bursary Fund (GSBF) tops up funding for each academic year to $17,000 + tuition and fees for anyone who had Unit 1 work (TA, CI, CPO, etc.) during that year.
2014-15 academic year: We have been in touch with all members who are potentially eligible for the GSBF for the 2014-15 academic year. Most claims forms have now closed; please see your personal disbursement email for the details relevant to your situation
2015-16 academic year: Eligible members will receive an email outlining the claims process on November 1, after which we will send a message over our listserv confirming that those emails have gone out. The claims forms will be open until November 30 and cheques will be mailed in January.
For more information about the disbursement process, a presentation on it is available here: https://goo.gl/Mbg67N. If you have any questions, check out the GSBF FAQ here: https://goo.gl/IUVFHh. The FAQ will be continuously updated as we receive more questions.
The following are the major takeaway points about the GSBF disbursement process:
- You will have to fill out at least one form in order to get your GSBF.
- The Union will contact you about your eligibility, provide you the relevant forms, and guide you through the process.
- Do not expect that the initial disbursement amount that we calculate for you based on the University’s data will be correct.
- Check the amount of TAship in your funding letter against what’s given in the disbursement email – this is the most likely culprit for an incorrect disbursement amount.
- The Union has all of the money, and will ensure that no one will fall through the cracks. The process may be complicated, but we will ensure that the fund is distributed fairly and equitably.